Emergencies can happen without warning, and being financially prepared is just as important as having food, water, and supplies. Taking a few simple steps now can help protect you and your family when it matters most. National Financial Capability Month Find more information on the Virginia Department of Emergency Management’s website.
Plan for Evacuation Expenses If you need to leave quickly, costs can add up fast. Preparing financially can reduce stress during an evacuation. Consider setting aside funds for: Fuel and travel Hotel stays Meals on the road Pet care Build a Financial Preparedness Kit Your emergency kit should include financial essentials, not just supplies. Include: Emergency cash Copies of important documents Insurance information Bank and financial contact numbers
Keep Emergency Cash on Hand During power outages or service disruptions, card readers and ATMs may not work. Having a small amount of cash available can help you purchase essentials like fuel or food. Store small bills in a safe, secure place Keep cash with your emergency supplies Share its location only with trusted household members Protect Important Documents Quick access to key paperwork can make a stressful situation much easier to manage. Gather and safeguard: Insurance policies Identification documents Medical information Property records Store copies in a waterproof, portable container and consider secure digital backups. Review Your Insurance Coverage Understanding your insurance now can prevent confusion later. Take time to review: Homeowners or renters insurance Vehicle coverage Flood insurance (often not included in standard policies)
Being prepared isn’t just about today, it’s about protecting your future. Take small steps now to make a big difference when it counts.
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OCI April 2026
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